{"id":384,"date":"2021-10-22T06:28:11","date_gmt":"2021-10-22T06:28:11","guid":{"rendered":"http:\/\/www.goodhandshomecarellc.com\/?p=384"},"modified":"2021-10-22T13:26:50","modified_gmt":"2021-10-22T13:26:50","slug":"government-assistance-for-caregivers-of-elderly-parents-in-pennsylvania","status":"publish","type":"post","link":"https:\/\/goodhandshomecarellc.com\/government-assistance-for-caregivers-of-elderly-parents-in-pennsylvania","title":{"rendered":"Government Assistance for Caregivers of Elderly Parents in Pennsylvania"},"content":{"rendered":"<style>\n.attention-box{background:#7b09ad; color:white;}\n.table-responsive {\n    overflow-x: auto;\n    min-height: .01%;\n}\n.table-bordered>thead>tr>th, .table-bordered>tbody>tr>th, .table-bordered>tfoot>tr>th, .table-bordered>thead>tr>td, .table-bordered>tbody>tr>td, .table-bordered>tfoot>tr>td {\n    border: 1px solid #ddd;\n}\ntable.mpa tr td {\n    vertical-align: middle!important;\ntext-align: center;\n}\n<\/style>\n<p><span style=\"font-weight: 400;\">The financial burden for family caregivers can be immense, and fortunately, government assistance for caregivers of elderly parents is available in Pennsylvania.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One of the most rewarding experiences you can have in life is to give loving care to a family member or loved one. As a family caregiver, you are in the best position to ensure that a loved one gets the best possible quality care. Seniors who need care also appreciate the support and compassion that only a family member can provide.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Moreover, serving as a caregiver allows you to spend quality time with your loved ones. Professional caregivers are well-trained and compassionate, but that\u2019s not enough to make some seniors feel comfortable with a stranger helping them. Family-provided caregiver services also eliminate the worry that strangers might not be as caring, attentive, or sympathetic as a family member would be.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If family caregiving seems right for your family, we\u2019re outlining how government assistance for family caregivers can give you and your senior loved ones much-needed peace of mind.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Medicaid and Home Care<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The Medicaid program is a joint program between the state of Pennsylvania and the federal government that serves low-income people of all ages.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The state of Pennsylvania offers several different long-term care programs for Pennsylvania seniors through the Medicaid program. Each program has slightly different eligibility requirements, each with its own set of benefits. The eligibility for various programs varies depending on seniors\u2019 marital status.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is a snapshot of Medicaid programs in Pennsylvania:<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Nursing home level of care. <\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">This level of care is an entitlement under Medicaid as long as you meet the income eligibility requirements.<\/span><\/span><\/li>\n<li aria-level=\"1\"><b>In-home and community-based services. <\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">This level of services is funded under Medicaid Waivers\/Home and Community-Based Services which provides in-home, adult day care, or assisted living services. The program allows for a limited number of participants, and there may be a waiting list.<\/span><\/span><\/li>\n<li aria-level=\"1\"><b>Services for the blind and disabled. <\/b><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The regular Medicaid program is an entitlement for those who are blind or disabled at any age. This level of care can be provided at home or in an adult care facility.<\/span><\/span><\/li>\n<\/ul>\n<div class=\"table-responsive\">\n<table class=\"table table-bordered table-striped table-hover text-center mpa\">\n<tbody>\n<tr class=\"info\">\n<td class=\"attention-box largefont\" colspan=\"10\">2021 Pennsylvania Medicaid Long Term Care Eligibility for Seniors<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 10%;\"><strong>Type of Medicaid<\/strong><\/td>\n<td style=\"width: 30%;\" colspan=\"3\"><strong>Single<\/strong><\/td>\n<td style=\"width: 30%;\" colspan=\"3\"><strong>Married (both spouses applying)<\/strong><\/td>\n<td style=\"width: 30%;\" colspan=\"3\"><strong>Married (one spouse applying)<\/strong><\/td>\n<\/tr>\n<tr class=\"smallfont\">\n<td width=\"10%\"><\/td>\n<td width=\"10%\"><strong>Income Limit<\/strong><\/td>\n<td width=\"10%\"><strong>Asset Limit<\/strong><\/td>\n<td width=\"10%\"><strong>Level of Care Required<\/strong><\/td>\n<td width=\"10%\"><strong>Income Limit<\/strong><\/td>\n<td width=\"10%\"><strong>Asset Limit<\/strong><\/td>\n<td width=\"10%\"><strong>Level of Care Required<\/strong><\/td>\n<td width=\"10%\"><strong>Income Limit<\/strong><\/td>\n<td width=\"10%\"><strong>Asset Limit<\/strong><\/td>\n<td width=\"10%\"><strong>Level of Care Required<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"10%\"><strong>Institutional \/ Nursing Home Medicaid<\/strong><\/td>\n<td width=\"10%\">$2,382 \/ month*<\/td>\n<td width=\"10%\">$2,000<\/td>\n<td width=\"10%\">Nursing Home<\/td>\n<td width=\"10%\">$4,764 \/ month (Each spouse is allowed up to $2,382 \/ month)*<\/td>\n<td width=\"10%\">$4,000 (Each spouse is allowed up to $2,000)<\/td>\n<td width=\"10%\">Nursing Home<\/td>\n<td width=\"10%\">$2,382 \/ month for applicant*<\/td>\n<td width=\"10%\">$2,000 for applicant &amp; $130,380 for non-applicant<\/td>\n<td width=\"10%\">Nursing Home<\/td>\n<\/tr>\n<tr>\n<td width=\"10%\"><strong>Medicaid Waivers \/ Home and Community Based Services<\/strong><\/td>\n<td width=\"10%\">$2,382 \/ month<\/td>\n<td width=\"10%\">$2,000<\/td>\n<td width=\"10%\">Nursing Home<\/td>\n<td width=\"10%\">$4,764 \/ month (Each spouse is allowed up to $2,382 \/ month)<\/td>\n<td width=\"10%\">$4,000 (Each spouse is allowed up to $2,000)<\/td>\n<td width=\"10%\">Nursing Home<\/td>\n<td width=\"10%\">$2,382 \/ month for applicant<\/td>\n<td width=\"10%\">$2,000 for applicant &amp; $130,380 for non-applicant<\/td>\n<td width=\"10%\">Nursing Home<\/td>\n<\/tr>\n<tr>\n<td width=\"10%\"><strong>Regular Medicaid \/ Aged Blind and Disabled<\/strong><\/td>\n<td width=\"10%\">$816.10 \/ month<\/td>\n<td width=\"10%\">$2,000<\/td>\n<td width=\"10%\">None<\/td>\n<td width=\"10%\">$1,224.30 \/ month<\/td>\n<td width=\"10%\">$3,000<\/td>\n<td width=\"10%\">None<\/td>\n<td width=\"10%\">$1,224.30 \/ month<\/td>\n<td width=\"10%\">$3,000<\/td>\n<td width=\"10%\">None<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: center;\"><strong>Source<\/strong>: <a href=\"http:\/\/www.medicaidplanningassistance.org\/medicaid-eligibility-pennsylvania\/\">http:\/\/www.medicaidplanningassistance.org\/medicaid-eligibility-pennsylvania\/<\/a><\/p>\n<\/div>\n<h2><span style=\"font-weight: 400;\">Does Medicaid Pay for In-Home Care?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">According to the <\/span><a href=\"http:\/\/www.genworth.com\/aging-and-you\/finances\/cost-of-care.html\"><span style=\"font-weight: 400;\">2020 Genworth Cost of Care Survey<\/span><\/a><span style=\"font-weight: 400;\">, residents of Pennsylvania pay an average of $24 per hour for in-home care.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Which areas of the state are the most expensive for in-home care services?\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">State College<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Erie<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stroudsburg<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Philadelphia<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Seniors who need care in these areas can expect to pay $25 an hour or more.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0The costs are slightly less in the following areas at between $23.75 \u2013 $24.50.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lancaster<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Allentown<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pittsburgh<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Harrisburg<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">York area\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The most affordable areas for home care cost between $21 and $23\u00a0 per hour.\u00a0 The areas where you can find the most affordable home care services are in:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lebanon<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Williamsport<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chambersburg<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Altoona<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bloomsburg<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Scranton\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Regardless of where you live, professional home health care services cost about the same as in-home care services.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Medicaid and Community HealthChoices<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">There are ten support service waivers under the Pennsylvania state waiver program. T<\/span><span style=\"font-weight: 400;\">he Community HealthChoices Waiver (CHC) now encompasses three former waiver programs including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aging Waiver<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Attendant Care Act\/150 Waiver<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Independence Waiver<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">CHC is a managed care program that serves individuals age 21 and older who are eligible for Medicaid and Medicare as long as they meet the criteria for needing a certain level of assistance.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The state of Pennsylvania administers Medicaid managed care via three private healthcare insurance companies including:\u00a0<\/span><\/p>\n<ol class=\"12\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Amerihealth Caritas (called Keystone First in Philadelphia)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">UPMC<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">PA Health and Wellness<\/span><\/li>\n<\/ol>\n<h2><span style=\"font-weight: 400;\">Does Pennsylvania Allow Family Members to Be Caregivers and Get Paid Through Medicaid?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Fortunately, Pennsylvania is one of the states that allows for <a href=\"https:\/\/goodhandshomecarellc.com\/can-i-get-paid-to-be-a-caregiver-for-a-family-member\">family caregivers through the Medical assistance program<\/a>. The legislators and state agency leaders recognize the economic and health benefits that seniors gain when a family member has the means and ability to provide care for a loved one. They know that family caregiving services improve the quality of care and support for seniors because they have a greater comfort level with someone they know well.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Does Medicaid Waiver and\/or Pennsylvania State Pay Family Caregivers Directly?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Family caregivers may not be paid directly via Medicaid Waivers or the state of Pennsylvania. Home care agencies such as GoodHands Home Health Care hire family caregivers, and the state reimburses the agencies for services.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Family caregivers become employees of home health care agencies. As employees, they receive regular paychecks, and they\u2019re viewed the same as other employees. If the agency offers benefits, family caregivers get them as well.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At GoodHands Home Health Care, we\u2019re eager to help you explore your options and get approved so you can get started taking care of your loved one as soon as possible. We even offer a comprehensive training and development program to ensure high-quality caregiving. Contact us today at <a href=\"tel:6102851095\">(610) 285-1095<\/a>!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The financial burden for family caregivers can be immense, and fortunately, government assistance for caregivers of elderly parents is available in Pennsylvania.\u00a0 One of the most rewarding experiences you can have in life is to give loving care to a family member or loved one. As a family caregiver, you are in the best position &hellip; <a href=\"https:\/\/goodhandshomecarellc.com\/government-assistance-for-caregivers-of-elderly-parents-in-pennsylvania\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":392,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32],"tags":[],"_links":{"self":[{"href":"https:\/\/goodhandshomecarellc.com\/wp-json\/wp\/v2\/posts\/384"}],"collection":[{"href":"https:\/\/goodhandshomecarellc.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goodhandshomecarellc.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goodhandshomecarellc.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/goodhandshomecarellc.com\/wp-json\/wp\/v2\/comments?post=384"}],"version-history":[{"count":13,"href":"https:\/\/goodhandshomecarellc.com\/wp-json\/wp\/v2\/posts\/384\/revisions"}],"predecessor-version":[{"id":405,"href":"https:\/\/goodhandshomecarellc.com\/wp-json\/wp\/v2\/posts\/384\/revisions\/405"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goodhandshomecarellc.com\/wp-json\/wp\/v2\/media\/392"}],"wp:attachment":[{"href":"https:\/\/goodhandshomecarellc.com\/wp-json\/wp\/v2\/media?parent=384"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goodhandshomecarellc.com\/wp-json\/wp\/v2\/categories?post=384"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goodhandshomecarellc.com\/wp-json\/wp\/v2\/tags?post=384"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}